This Policy is part of the Terms and Condition of Use that govern your use of this Site. A link to our Terms and Condition of Use is provided at the bottom of each page of this Site.
We respect your right to make choices about the ways we collect, use, and disclose your information. This Policy describes some of your choices, such as your choice to opt out of receiving “cookies.” We may ask you to indicate your choices at the time and on the page where you provide your information.
Do-Not-Track (DNT) mechanisms
Your browser may deliver a Do-Not-Track (DNT) signal to this Site. Because of the changing state of technology and conflicting views within the technology industry regarding the meaning of DNT signals, we currently do not make any guarantee that we will honor DNT signals.
Previously expressed preferences
You may change previously expressed preferences regarding how we use your information. You may be able to change preferences through your account. Otherwise, please contact us using the information provided below. You may opt out of promotional emails by clicking the unsubscribe link in the footer of any promotional email we send you.
This policy may change
HFA Holdings reserves the right to update or modify this Policy and any Privacy Notice, at any time and without prior notice, by posting the revised version of the Policy or Privacy Notice on this Site. These changes will only apply to the information we collect after we have posted the revised Policy or Privacy Notice on this Site.
Your use of this Site following any such change constitutes your agreement that all information collected from or about you after the revised Policy is posted will be subject to the terms of the revised Policy. You may access the current version of this Policy at any time by clicking on the link marked “Privacy” at the bottom of each page of the public areas of this Site.
Information we collect
Information you manually provide
HFA Holdings collects the information you manually provide (using your keyboard, mouse, or touchpad) when you use this Site. For example, we collect the information you provide when you create an account, make a purchase, communicate with us, schedule an appointment, sign up for an event, or otherwise interact with this Site. Some of the information you manually provide may be personal information, such as your name and contact information.
Information from your browser or device
HFA Holdings collects information that is sent to us automatically by your web browser or mobile device. This information typically includes:
- Your browser type
- Referring/exit pages
- Operating system type and version
- A date/time stamp
- Estimated geographic location
- Other information associated with the interaction of your browser
and this Site (collectively referred to as “Traffic Data”)
The information we receive may depend on your browser or device settings. Traffic Data is stored in temporary log files that reside on our web servers.
Traffic Data is not, in and of itself, personally identifiable. Generally, we use Traffic Data in the aggregate to help us improve this Site and make it more compatible with the technology used by our visitors. However, we may combine Traffic Data with other information in an attempt to identify you or we may combine it with information that does identify you. We may also review our log files for security purposes—for example, to detect intrusions into our network—and we might share our log files with the appropriate investigative authorities who could use that information to trace and identify you.
Information collected by cookies and other technologies
We use “cookies” and other technologies to collect information and support certain features of this Site. For example, we may use these technologies to:
● collect information about the ways visitors use this Site—which pages they visit, which links they use, and how long they stay on each page
● support the features and functionality of this Site—for example, to save you the trouble of reentering information already in our database or to prompt the settings you established on previous visits
● personalize your experience when you use this Site
● improve our marketing efforts, including through use of targeted advertising
The information we collect using cookies and similar technologies is not, in and of itself, personally identifiable, but we may link it to personal information that you provide. If you do not wish to receive cookies, you may set your browser to reject cookies or to alert you when a cookie is placed on your computer. Although you are not required to accept cookies when you visit this Site, you may be unable to use all of the functionality of this Site if your browser rejects our cookies.
Information about third-party cookies
In addition to the cookies HFA Holdings may deliver to your computer or mobile device through this Site, certain third parties may deliver cookies to you for a variety of reasons. For example, we may use Google Analytics, a web analytics tool that helps us understand how visitors engage with our Sites. See information from Google Analytics about safeguarding your data.
Other third parties may deliver cookies to your computer or mobile device for the purpose of tracking your online behaviors over time and across non-affiliated websites and/or delivering targeted advertisements either on this Site or on other websites.
You have choices about the collection of information by third parties on our Sites. For example, if you don’t want information about your visit to this Site sent to Google Analytics, you may download an Opt-out Browser Add-on at tools.google.com. Please note that the Add-on does not prevent information from being sent to HFA Holdings.
How we use your information
We generally reserve the right to disclose information you submit to us through this Site as set forth below.
With third–party vendors
HFA Holdings shares information collected through this Site with third-party vendors who act for us or on our behalf. For example, we may use third-party vendors to design and operate this Site; to conduct surveys; and to help us with our promotional efforts. These third-party vendors may need information about you to perform their functions, but they are contractually obligated to use your information only to perform contracted-for services.
With other users of this site
You may be able to submit User-Generated Content on or through this Site. In this Policy, “User-Generated Content” or “UGC” refers to content that you post using the social networking tools we make available to you and that does not constitute Feedback. Any personal information contained in UGC can be read, collected, or used by others. In addition, we may use UGC you submit for advertising campaigns and other promotions. We may or may not use your name in connection with such use, and we may or may not seek your consent before using the content for such purposes. Therefore, you should have no expectation of privacy with respect to UGC you submit on or through this Site.
In aggregate or de-identified form
We use information collected through this Site to create a compiled, aggregate view of usage patterns. We may share aggregate information with third parties so we and they can better understand our user base. We may also share with third parties information about how particular individuals use this Site, but only on a de-identified basis (“Individualized Data”). Individualized Data is not personally identifiable, but it does reflect the usage patterns of a particular Site user, as opposed to Site users collectively. We may provide basic demographic information (gender and age) in conjunction with providing Individualized Data. Third parties may use this information for analytical purposes and to market their own products and services, and for such other purposes as we may authorize. We will take reasonable efforts to ensure that third parties cannot and do not re-identify Individualized Data, including by contractually prohibiting them from doing so.
As part of a business transfer
Your information may be transferred to successor organization if, for example, we transfer the ownership or operation of this Site to another organization, if we merge with or are acquired by another organization, or if we liquidate our assets (such as our user database) and sell them individually. If such a transfer occurs, the successor organization’s use of your information will still be subject to this Policy and the privacy preferences you have expressed to us.
To comply with laws and protect our rights and the rights of others
We may disclose your information when we, in good faith, believe disclosure is appropriate to comply with the law, a court order or a subpoena. We may also disclose your information to prevent or investigate a possible crime, such as fraud or identity theft; to protect the security of this Site.
As described in a privacy notice or click-through agreement
We reserve the right to disclose your information as described in any Privacy Notice posted on a page of this Site where you provide that information. By providing your information on that page you will be consenting to the disclosure of your information as described in that Privacy Notice. We also reserve the right to disclose your information as described in any click–through agreement to which you have agreed.
How we protect your information
HFA Holdings takes reasonable precautions to provide a level of security appropriate to the sensitivity of the information we collect. Although we use reasonable measures to help protect your information against unauthorized use or disclosure, we cannot guarantee the security of information provided over the Internet or stored in our databases and will not be responsible for breaches of security beyond our reasonable control.
A note about children’s privacy
You must be at least 16 years old to have our permission to use this Site. We do not knowingly collect personal information from users under 13 years of age. If you are under the age of 16, you can use this service only in conjunction with your parent’s or guardian’s permission.
Links to other websites
This Policy applies only to this Site. HFA Holdings and its affiliates operate many different websites for different purposes.
This Site may also contain links to websites that are not operated by HFA Holdings or its affiliates. These links are provided for your reference and convenience only and do not imply any endorsement of the products
Retention of personal information and requests to correct or delete it
In general, HFA Holdings reserves the right (but does not assume the obligation) to retain the information collected on this Site as long as necessary to provide the services, products and information you request or as permitted by applicable law.
If you would like to review, correct, and/or update the personal information you have provided to us through this Site, you may be able to do so through your account. Otherwise, please contact us using the information provided below. We will respond to your request within a reasonable time or within the time set out by applicable law. When appropriate, or as required by applicable law, we will correct, amend or delete your personal information. We reserve the right to limit or deny access to personal information where providing such access is unreasonably burdensome or expensive under the circumstances, or as otherwise permitted by applicable law.
This Site is hosted on servers located in the United States.
HFA Holdings is a U.S. corporation. The servers that support this Site are located in the United States. While it is in our possession, your information will generally be stored in HFA Holdings databases or databases maintained by our third-party service providers on servers
and data storage devices located in the United States. U.S. data protection laws may not provide as much protection as the data protection laws in force in some other countries. However, we will process your information in accordance with this Policy no matter where our data is stored. If you are located in a country outside the United States, by using this Site you consent to the transfer of your information to the United States.
This Policy shall be governed under the laws of the State of Minnesota United States of America without regard to its conflicts of law provisions.
Questions about this Policy or HFA Holdings’ data practices
If you have questions or concerns about this Policy, any Privacy Notice, or HFA Holdings data practices, you may also contact us at [email protected]